Need an appraisal in El Dorado or Butler County?

Here are the top 7 reasons KS homeowners call on SunGroup Appraisals:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge a property tax assessment
  3. Remove PMI to cut your monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a KS divorce, where real estate needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Butler County or the state of KS

Need help deciding the value of your house in or near El Dorado, KS?
Contact SunGroup Appraisals.

At SunGroup Appraisals, we understand the individual needs of a customer after appraisal services. Our regular business clients understand the appraisal process and the usual reporting formats. Being a regular consumer that ordinarily doesn't see an appraisal every day,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at SunGroup Appraisals, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value assessment than yours.

Need to cancel PMI?

A preferred way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We're experienced in helping consumers just like you rid themselves of unnecessary PMI insurance.

Challenge a property tax assessment

If you live in a local area that is going down or not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. That means you are probably paying more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from SunGroup Appraisals is your #1 weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can this be unsuitable from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. SunGroup Appraisals can help you reinstate your home equity line of credit with a professional appraisal.

We Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for preciseness? In a field review we will go out and check the subject and comparables in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your property.